About Foray

Simple, Honest Help for People Who Want to Unlock the Value in Their Property Notes


At Foray, we believe doing good business starts with doing right by people.
That’s been Chuck Kennedy’s way from the very beginning.

Whether you’re a note holder seeking liquidity without the hassle of waiting for payments or an investor looking for reliable funding for non-owner occupied properties, we have tailored options to accelerate your cash flow and investment growth. Our deep expertise spans note acquisition, private money lending, joint ventures, and advanced real estate investment analytics, so you can invest confidently and profitably.

After more than 10 years helping everyday folks navigate real estate challenges, Chuck built Foray with one clear goal in mind: to make selling your note or accessing the funds tied up in your property straightforward, fair, and stress-free.


Meet Chuck Kennedy

Chuck isn’t a Wall Street type. He’s a Midwestern guy who grew up in a small town in Indiana, where your word mattered and a handshake meant something. Those values still drive how he does business today. When you work with Foray, you’re not dealing with a faceless company or a slick sales pitch, you’re working directly with someone who listens, explains your options clearly, and treats your situation like his own.

Over the years, Chuck has helped families, retirees, and investors across the country get access to the cash they need — without the confusion, the runaround, or the fine print. Whether you’re looking to sell your note, simplify your finances, or plan for what’s next, you’ll find a steady hand and a trusted guide in Chuck.

He’s proud of the company he built with his son, Spenser, whose early contributions helped shape Foray into what it is today: a small, family-built business that puts people first. Because at Foray, it’s not just about real estate. It’s about peace of mind, and the kind of trust you can only earn by doing things the right way, every single time.

Ready to talk?

 Reach out to Chuck directly. No sales pitches. No pressure. Just an honest conversation about how you can turn your property note into opportunity.